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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,130 | $198,457-86.3% | $170,435-84.1% | $147,586-81.6% |
| Participation rate | 81.3% | 88.0%-6.7pp | 83.6%-2.3pp | 82.8%-1.6pp |
| Annual return | 17.36% | 257.30%-239.9pp | 205.94%-188.6pp | 578.59%-561.2pp |
| Employer contribution / active EE | $2,898 | $6,183-53.1% | $5,432-46.7% | $4,876-40.6% |
| Participant deferral / active EE | $2,658 | $5,629-52.8% | $4,939-46.2% | $5,439-51.1% |
| Admin fee / account holder | $340 | $16,852-98.0% | $13,881-97.5% | $10,886-96.9% |