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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,096 | $101,795+535.7% | $165,100+291.9% | $80,959+699.3% |
| Participation rate | 92.3% | 71.8%+20.5pp | 78.6%+13.7pp | 67.7%+24.6pp |
| Annual return | 15.29% | 16.73%-1.4pp | 70.21%-54.9pp | 35.67%-20.4pp |
| Employer contribution / active EE | $15,080 | $2,954+410.5% | $4,348+246.8% | $2,757+446.9% |
| Participant deferral / active EE | $10,775 | $4,476+140.7% | $6,035+78.5% | $4,300+150.6% |
| Admin fee / account holder | $2,354 | $8,221-71.4% | $12,696-81.5% | $6,925-66.0% |