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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,750 | $64,729+398.6% | $112,263+187.5% | $68,490+371.2% |
| Participation rate | 96.6% | 67.2%+29.4pp | 75.1%+21.5pp | 67.9%+28.7pp |
| Annual return | -11.52% | -11.40%-0.1pp | 27.49%-39.0pp | -7.85%-3.7pp |
| Employer contribution / active EE | $7,982 | $2,746+190.7% | $3,636+119.5% | $2,597+207.4% |
| Participant deferral / active EE | $10,187 | $3,566+185.7% | $4,729+115.4% | $4,028+152.9% |
| Admin fee / account holder | $18,114 | $5,222+246.9% | $6,410+182.6% | $5,403+235.3% |