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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,283 | $65,367+483.3% | $92,915+310.4% | $72,976+422.5% |
| Participation rate | 97.6% | 68.3%+29.3pp | 76.0%+21.6pp | 69.5%+28.1pp |
| Annual return | 19.09% | 42.11%-23.0pp | 109.45%-90.4pp | 81.02%-61.9pp |
| Employer contribution / active EE | $17,171 | $2,594+562.0% | $3,653+370.0% | $2,440+603.7% |
| Participant deferral / active EE | $10,475 | $3,128+234.8% | $4,238+147.2% | $3,608+190.3% |
| Admin fee / account holder | $11,858 | $4,251+178.9% | $5,796+104.6% | $5,124+131.4% |