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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,941 | $72,273+422.9% | $101,275+273.2% | $79,856+373.3% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 9.45% | 22.30%-12.8pp | 46.48%-37.0pp | 31.71%-22.3pp |
| Employer contribution / active EE | $17,663 | $2,691+556.3% | $3,660+382.6% | $2,471+614.8% |
| Participant deferral / active EE | $10,451 | $3,282+218.5% | $4,371+139.1% | $3,741+179.4% |
| Admin fee / account holder | $41,452 | $4,401+841.8% | $5,948+596.9% | $5,306+681.2% |