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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,833 | $78,682+414.5% | $109,188+270.8% | $85,851+371.6% |
| Participation rate | 98.0% | 68.3%+29.7pp | 75.9%+22.1pp | 69.3%+28.7pp |
| Annual return | 12.50% | 25.09%-12.6pp | 25.76%-13.3pp | 318.63%-306.1pp |
| Employer contribution / active EE | $1,351 | $2,734-50.6% | $3,723-63.7% | $2,565-47.3% |
| Participant deferral / active EE | $10,331 | $3,468+197.9% | $4,654+122.0% | $3,952+161.4% |
| Admin fee / account holder | $9,293 | $5,470+69.9% | $6,755+37.6% | $6,261+48.4% |