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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,556 | $208,088-15.6% | $186,193-5.7% | $154,746+13.4% |
| Participation rate | 55.6% | 80.0%-24.4pp | 77.1%-21.6pp | 80.7%-25.1pp |
| Annual return | 14.81% | 89.97%-75.2pp | 78.03%-63.2pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,723 | $4,340-60.3% | $3,918-56.0% | $4,379-60.7% |
| Participant deferral / active EE | $3,983 | $7,078-43.7% | $6,513-38.8% | $6,730-40.8% |
| Admin fee / account holder | $16 | $11,698-99.9% | $11,058-99.9% | $14,365-99.9% |