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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,556 | $182,442-3.8% | $163,379+7.5% | $138,895+26.4% |
| Participation rate | 55.6% | 79.8%-24.2pp | 76.8%-21.3pp | 79.9%-24.4pp |
| Annual return | 14.81% | 72.74%-57.9pp | 63.41%-48.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $1,723 | $4,159-58.6% | $3,752-54.1% | $4,194-58.9% |
| Participant deferral / active EE | $3,983 | $6,817-41.6% | $6,282-36.6% | $6,396-37.7% |
| Admin fee / account holder | $16 | $10,396-99.8% | $9,818-99.8% | $12,562-99.9% |