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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,083 | $215,361-73.0% | $171,082-66.0% | $273,972-78.8% |
| Participation rate | 64.3% | 82.0%-17.7pp | 76.7%-12.4pp | 83.0%-18.7pp |
| Annual return | 6.82% | 25.14%-18.3pp | 32.56%-25.7pp | 41.46%-34.6pp |
| Employer contribution / active EE | $1,448 | $4,967-70.8% | $4,002-63.8% | $4,869-70.3% |
| Participant deferral / active EE | $3,067 | $5,543-44.7% | $4,797-36.1% | $5,287-42.0% |
| Admin fee / account holder | $729 | $10,846-93.3% | $8,520-91.4% | $10,133-92.8% |