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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,948 | $211,105-30.4% | $178,449-17.7% | $145,978+0.7% |
| Participation rate | 58.8% | 80.8%-22.0pp | 77.1%-18.3pp | 80.3%-21.5pp |
| Annual return | 12.10% | 30.19%-18.1pp | 27.09%-15.0pp | 550.52%-538.4pp |
| Employer contribution / active EE | $1,831 | $4,569-59.9% | $3,951-53.7% | $4,662-60.7% |
| Participant deferral / active EE | $4,220 | $6,959-39.4% | $6,277-32.8% | $6,690-36.9% |
| Admin fee / account holder | $10 | $12,017-99.9% | $10,362-99.9% | $13,400-99.9% |