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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,850 | $226,135-74.4% | $182,558-68.3% | $152,909-62.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 20.24% | 192.60%-172.4pp | 148.59%-128.3pp | 345.46%-325.2pp |
| Employer contribution / active EE | $2,068 | $4,979-58.5% | $4,076-49.3% | $4,764-56.6% |
| Participant deferral / active EE | $4,455 | $6,371-30.1% | $5,526-19.4% | $5,851-23.9% |
| Admin fee / account holder | $8,377 | $10,707-21.8% | $8,594-2.5% | $11,601-27.8% |