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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,591 | $176,838-55.6% | $146,685-46.4% | $167,518-53.1% |
| Participation rate | 71.4% | 83.6%-12.2pp | 80.1%-8.6pp | 82.1%-10.7pp |
| Annual return | 19.23% | 24.04%-4.8pp | 22.75%-3.5pp | 478.71%-459.5pp |
| Employer contribution / active EE | $1,338 | $5,161-74.1% | $4,137-67.7% | $4,838-72.4% |
| Participant deferral / active EE | $2,875 | $6,441-55.4% | $5,507-47.8% | $6,342-54.7% |
| Admin fee / account holder | $2,122 | $13,262-84.0% | $10,281-79.4% | $12,312-82.8% |