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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,688 | $154,193-58.0% | $130,045-50.3% | $139,466-53.6% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.5%+5.7pp | 80.3%+3.9pp |
| Annual return | 21.51% | 32.51%-11.0pp | -137.30%+158.8pp | 373.66%-352.1pp |
| Employer contribution / active EE | $1,452 | $5,292-72.6% | $4,321-66.4% | $4,754-69.5% |
| Participant deferral / active EE | $2,608 | $6,709-61.1% | $5,820-55.2% | $6,712-61.1% |
| Admin fee / account holder | $3,859 | $13,989-72.4% | $10,600-63.6% | $11,409-66.2% |