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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,885 | $166,131-48.3% | $164,975-47.9% | $145,877-41.1% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 16.60% | 100.37%-83.8pp | 70.12%-53.5pp | 551.28%-534.7pp |
| Employer contribution / active EE | $1,532 | $5,276-71.0% | $4,343-64.7% | $4,663-67.2% |
| Participant deferral / active EE | $2,818 | $6,962-59.5% | $6,033-53.3% | $6,691-57.9% |
| Admin fee / account holder | $5,300 | $16,648-68.2% | $12,688-58.2% | $13,402-60.5% |