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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,603 | $162,821-49.9% | $133,978-39.1% | $158,982-48.7% |
| Participation rate | 70.0% | 83.2%-13.2pp | 79.8%-9.8pp | 82.0%-12.0pp |
| Annual return | 18.63% | 41.95%-23.3pp | 45.10%-26.5pp | 302.99%-284.4pp |
| Employer contribution / active EE | $1,359 | $4,976-72.7% | $3,919-65.3% | $4,763-71.5% |
| Participant deferral / active EE | $2,547 | $5,910-56.9% | $5,047-49.5% | $5,983-57.4% |
| Admin fee / account holder | $8,158 | $11,742-30.5% | $8,930-8.6% | $11,252-27.5% |