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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY7 years Service code 55 · EIN 26-4310632 | Other Commissions | $28,579 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,638 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,285 | $80,731+29.2% | $103,378+0.9% | $74,400+40.2% |
| Participation rate | 60.6% | 65.7%-5.1pp | 74.5%-13.9pp | 67.2%-6.6pp |
| Annual return | 12.27% | 27.56%-15.3pp | 24.91%-12.6pp | 1367.51%-1355.2pp |
| Employer contribution / active EE | $1,891 | $3,159-40.1% | $3,870-51.1% | $2,624-27.9% |
| Participant deferral / active EE | $3,623 | $3,862-6.2% | $5,058-28.4% | $4,348-16.7% |
| Admin fee / account holder | $21 | $2,369-99.1% | $8,401-99.7% | $1,944-98.9% |