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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $26,557 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,269 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported that benefits due were not provided when due.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,951 | $65,361+33.0% | $92,903-6.4% | $72,983+19.1% |
| Participation rate | 86.8% | 68.3%+18.5pp | 76.0%+10.8pp | 69.5%+17.3pp |
| Annual return | 15.17% | 42.11%-26.9pp | 109.43%-94.3pp | 81.01%-65.8pp |
| Employer contribution / active EE | $2,478 | $2,594-4.5% | $3,653-32.2% | $2,440+1.6% |
| Participant deferral / active EE | $5,027 | $3,128+60.7% | $4,238+18.6% | $3,608+39.4% |
| Admin fee / account holder | $20 | $4,251-99.5% | $5,795-99.7% | $5,124-99.6% |