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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,014 | $99,011+34.3% | $86,582+53.6% | $147,586-9.9% |
| Participation rate | 80.0% | 76.3%+3.7pp | 73.5%+6.5pp | 82.8%-2.8pp |
| Annual return | 12.10% | 1312.75%-1300.6pp | 965.08%-953.0pp | 578.59%-566.5pp |
| Employer contribution / active EE | $710 | $3,132-77.3% | $2,839-75.0% | $4,876-85.4% |
| Participant deferral / active EE | $5,051 | $3,972+27.2% | $3,609+40.0% | $5,439-7.1% |
| Admin fee / account holder | $1,309 | $5,709-77.1% | $4,904-73.3% | $10,886-88.0% |