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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,464 | $88,778+125.8% | $81,844+144.9% | $145,884+37.4% |
| Participation rate | 84.6% | 75.1%+9.5pp | 72.4%+12.2pp | 80.3%+4.3pp |
| Annual return | 8.76% | 1033.03%-1024.3pp | 778.87%-770.1pp | 551.85%-543.1pp |
| Employer contribution / active EE | $754 | $3,087-75.6% | $2,916-74.2% | $4,662-83.8% |
| Participant deferral / active EE | $6,621 | $4,648+42.4% | $4,323+53.1% | $6,690-1.0% |
| Admin fee / account holder | $10,495 | $8,430+24.5% | $7,355+42.7% | $13,392-21.6% |