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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,727 | $90,607+46.5% | $79,467+67.0% | $135,380-2.0% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 82.6%-7.6pp |
| Annual return | -4.16% | 977.74%-981.9pp | 718.30%-722.5pp | 519.81%-524.0pp |
| Employer contribution / active EE | $696 | $3,068-77.3% | $2,800-75.2% | $4,779-85.4% |
| Participant deferral / active EE | $5,132 | $4,050+26.7% | $3,704+38.5% | $5,609-8.5% |
| Admin fee / account holder | $1,943 | $5,895-67.0% | $5,104-61.9% | $10,828-82.1% |