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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,214 | $96,691+69.8% | $86,656+89.5% | $139,487+17.7% |
| Participation rate | 86.7% | 74.4%+12.2pp | 71.7%+15.0pp | 80.3%+6.3pp |
| Annual return | 9.98% | 106.87%-96.9pp | 593.09%-583.1pp | 373.84%-363.9pp |
| Employer contribution / active EE | $673 | $3,267-79.4% | $3,025-77.8% | $4,755-85.8% |
| Participant deferral / active EE | $5,672 | $4,838+17.2% | $4,439+27.8% | $6,713-15.5% |
| Admin fee / account holder | $3,694 | $6,414-42.4% | $5,619-34.3% | $11,407-67.6% |