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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,255 | $88,754+90.7% | $81,820+106.9% | $145,877+16.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.46% | 1031.77%-1021.3pp | 777.93%-767.5pp | 551.28%-540.8pp |
| Employer contribution / active EE | $1,177 | $3,085-61.9% | $2,915-59.6% | $4,663-74.8% |
| Participant deferral / active EE | $3,109 | $4,648-33.1% | $4,323-28.1% | $6,691-53.5% |
| Admin fee / account holder | $5,100 | $8,424-39.5% | $7,391-31.0% | $13,402-61.9% |