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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,255 | $88,815+90.6% | $81,882+106.7% | $145,897+16.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.46% | 1033.75%-1023.3pp | 779.47%-769.0pp | 552.29%-541.8pp |
| Employer contribution / active EE | $1,177 | $3,086-61.9% | $2,916-59.7% | $4,663-74.8% |
| Participant deferral / active EE | $3,109 | $4,647-33.1% | $4,323-28.1% | $6,689-53.5% |
| Admin fee / account holder | $5,100 | $8,434-39.5% | $7,360-30.7% | $13,390-61.9% |