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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,104 | $102,422+447.8% | $147,117+281.4% | $80,959+593.1% |
| Participation rate | 86.7% | 75.9%+10.8pp | 82.2%+4.5pp | 67.7%+19.0pp |
| Annual return | 11.75% | 135.16%-123.4pp | 420.54%-408.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $3,695 | $3,717-0.6% | $4,932-25.1% | $2,757+34.0% |
| Participant deferral / active EE | $13,246 | $6,652+99.1% | $8,065+64.3% | $4,300+208.0% |
| Admin fee / account holder | $66,395 | $7,953+734.8% | $12,993+411.0% | $6,925+858.7% |