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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,104 | $102,382+448.0% | $147,005+281.7% | $80,874+593.8% |
| Participation rate | 86.7% | 75.8%+10.8pp | 82.2%+4.5pp | 67.6%+19.0pp |
| Annual return | 11.75% | 134.89%-123.1pp | 418.76%-407.0pp | 35.62%-23.9pp |
| Employer contribution / active EE | $3,695 | $3,715-0.5% | $4,934-25.1% | $2,756+34.1% |
| Participant deferral / active EE | $13,246 | $6,646+99.3% | $8,070+64.1% | $4,297+208.3% |
| Admin fee / account holder | $66,395 | $7,942+736.0% | $13,006+410.5% | $6,935+857.4% |