Filed July 31, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,447 | $101,798-41.6% | $165,071-64.0% | $80,935-26.5% |
| Participation rate | 84.9% | 71.8%+13.1pp | 78.6%+6.3pp | 67.7%+17.2pp |
| Annual return | 13.54% | 16.73%-3.2pp | 70.17%-56.6pp | 35.66%-22.1pp |
| Employer contribution / active EE | $2,734 | $2,954-7.5% | $4,347-37.1% | $2,757-0.8% |
| Participant deferral / active EE | $7,035 | $4,476+57.2% | $6,035+16.6% | $4,299+63.6% |
| Admin fee / account holder | $7,149 | $8,221-13.0% | $12,695-43.7% | $6,924+3.2% |