Filed July 31, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,138 | $72,404-14.2% | $110,243-43.6% | $64,173-3.2% |
| Participation rate | 84.7% | 73.3%+11.4pp | 79.8%+4.9pp | 69.6%+15.2pp |
| Annual return | -5.18% | -6.29%+1.1pp | 314.76%-319.9pp | 7.63%-12.8pp |
| Employer contribution / active EE | $3,849 | $2,282+68.7% | $3,827+0.6% | $2,381+61.7% |
| Participant deferral / active EE | $7,581 | $3,469+118.5% | $4,672+62.2% | $3,470+118.5% |
| Admin fee / account holder | $10,861 | $5,664+91.7% | $8,548+27.1% | $4,887+122.2% |