Filed July 31, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,049 | $83,485-18.5% | $125,180-45.6% | $72,983-6.8% |
| Participation rate | 80.6% | 73.3%+7.3pp | 79.8%+0.9pp | 69.5%+11.2pp |
| Annual return | 20.21% | 25.78%-5.6pp | 43.79%-23.6pp | 81.01%-60.8pp |
| Employer contribution / active EE | $3,155 | $2,346+34.5% | $3,866-18.4% | $2,440+29.3% |
| Participant deferral / active EE | $7,005 | $3,586+95.4% | $4,937+41.9% | $3,608+94.2% |
| Admin fee / account holder | $16,888 | $5,518+206.1% | $9,703+74.1% | $5,124+229.6% |