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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,718 | $77,638+444.5% | $156,551+170.0% | $62,881+572.3% |
| Participation rate | 90.6% | 71.2%+19.4pp | 84.0%+6.6pp | 69.3%+21.3pp |
| Annual return | 1.99% | 50.33%-48.3pp | 32.23%-30.2pp | 20.14%-18.2pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $13,258 | $3,046+335.3% | $4,871+172.2% | $3,203+313.9% |
| Admin fee / account holder | $17,588 | $5,561+216.3% | $13,028+35.0% | $4,296+309.4% |