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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $651,380 | $77,908+736.1% | $149,696+335.1% | $75,173+766.5% |
| Participation rate | 91.1% | 65.6%+25.5pp | 78.8%+12.3pp | 67.2%+23.9pp |
| Annual return | 8.61% | 31.73%-23.1pp | 134.46%-125.8pp | 160.72%-152.1pp |
| Employer contribution / active EE | $16,886 | $3,138+438.2% | $4,821+250.3% | $2,671+532.2% |
| Participant deferral / active EE | $14,121 | $3,411+314.0% | $5,682+148.5% | $4,126+242.2% |
| Admin fee / account holder | $53,596 | $5,950+800.8% | $13,212+305.7% | $5,651+848.5% |