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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,168 | $85,171+589.4% | $172,752+239.9% | $72,975+704.6% |
| Participation rate | 98.1% | 70.1%+28.1pp | 82.6%+15.5pp | 69.5%+28.6pp |
| Annual return | 6.20% | 27.32%-21.1pp | 802.97%-796.8pp | 81.01%-74.8pp |
| Employer contribution / active EE | $16,109 | $3,324+384.6% | $5,144+213.2% | $2,440+560.2% |
| Participant deferral / active EE | $15,004 | $3,260+360.3% | $5,198+188.7% | $3,608+315.9% |
| Admin fee / account holder | $14,240 | $5,880+142.2% | $13,955+2.0% | $5,124+177.9% |