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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,057 | $91,198+598.5% | $178,503+256.9% | $79,856+697.8% |
| Participation rate | 92.6% | 69.2%+23.4pp | 81.9%+10.7pp | 69.6%+23.0pp |
| Annual return | 6.34% | 24.20%-17.9pp | 151.12%-144.8pp | 31.71%-25.4pp |
| Employer contribution / active EE | $15,079 | $3,257+363.0% | $5,011+200.9% | $2,471+510.2% |
| Participant deferral / active EE | $13,628 | $3,237+321.1% | $5,202+162.0% | $3,741+264.3% |
| Admin fee / account holder | $12,814 | $6,748+89.9% | $13,987-8.4% | $5,306+141.5% |