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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,822 | $65,704+204.1% | $94,229+112.1% | $59,633+235.1% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -5.88% | 5.22%-11.1pp | 10.68%-16.6pp | 2041.45%-2047.3pp |
| Employer contribution / active EE | $5,751 | $2,021+184.6% | $3,587+60.3% | $2,203+161.1% |
| Participant deferral / active EE | $5,602 | $3,143+78.2% | $4,320+29.7% | $3,192+75.5% |
| Admin fee / account holder | $1,037 | $4,265-75.7% | $6,269-83.5% | $4,297-75.9% |