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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,615 | $91,559+218.5% | $133,978+117.7% | $79,856+265.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 12.38% | 61.85%-49.5pp | 45.10%-32.7pp | 31.71%-19.3pp |
| Employer contribution / active EE | $5,436 | $2,384+128.1% | $3,919+38.7% | $2,471+120.0% |
| Participant deferral / active EE | $6,249 | $3,734+67.4% | $5,047+23.8% | $3,741+67.0% |
| Admin fee / account holder | $1,894 | $6,321-70.0% | $8,930-78.8% | $5,306-64.3% |