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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,292 | $83,485+216.6% | $125,195+111.1% | $72,976+262.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 16.19% | 25.77%-9.6pp | 43.79%-27.6pp | 81.02%-64.8pp |
| Employer contribution / active EE | $5,502 | $2,346+134.5% | $3,866+42.3% | $2,440+125.5% |
| Participant deferral / active EE | $6,829 | $3,586+90.4% | $4,937+38.3% | $3,608+89.3% |
| Admin fee / account holder | $1,954 | $5,518-64.6% | $9,704-79.9% | $5,124-61.9% |