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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,067 | $99,994+245.1% | $146,647+135.3% | $85,851+301.9% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 10.74% | 18.93%-8.2pp | 22.75%-12.0pp | 318.63%-307.9pp |
| Employer contribution / active EE | $6,782 | $2,559+165.0% | $4,137+63.9% | $2,565+164.3% |
| Participant deferral / active EE | $6,775 | $4,006+69.1% | $5,506+23.0% | $3,952+71.4% |
| Admin fee / account holder | $9,409 | $7,703+22.2% | $10,281-8.5% | $6,261+50.3% |