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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,831 | $106,001+88.5% | $92,235+116.7% | $147,585+35.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 12.01% | 50.05%-38.0pp | 176.28%-164.3pp | 578.56%-566.5pp |
| Employer contribution / active EE | $19,037 | $4,333+339.3% | $3,679+417.4% | $4,876+290.4% |
| Participant deferral / active EE | $5,925 | $4,478+32.3% | $3,897+52.0% | $5,439+8.9% |
| Admin fee / account holder | $1,961 | $6,332-69.0% | $5,194-62.3% | $10,885-82.0% |