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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,463 | $124,351+130.4% | $109,188+162.4% | $167,553+71.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.81% | 26.04%-16.2pp | 25.76%-15.9pp | 478.89%-469.1pp |
| Employer contribution / active EE | $22,589 | $4,210+436.6% | $3,723+506.7% | $4,840+366.7% |
| Participant deferral / active EE | $8,208 | $5,257+56.1% | $4,654+76.4% | $6,343+29.4% |
| Admin fee / account holder | $703 | $7,975-91.2% | $6,755-89.6% | $12,316-94.3% |