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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,063 | $87,546+98.8% | $75,784+129.7% | $125,389+38.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -1.72% | 13.49%-15.2pp | 9.68%-11.4pp | 282.24%-284.0pp |
| Employer contribution / active EE | $16,415 | $3,930+317.7% | $3,323+393.9% | $4,866+237.3% |
| Participant deferral / active EE | $6,364 | $4,230+50.5% | $3,652+74.3% | $5,352+18.9% |
| Admin fee / account holder | $12,946 | $6,503+99.1% | $5,300+144.3% | $9,541+35.7% |