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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,155 | $99,345+92.4% | $84,753+125.5% | $273,972-30.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.40% | 22.93%-16.5pp | 22.78%-16.4pp | 41.46%-35.1pp |
| Employer contribution / active EE | $18,475 | $4,214+338.4% | $3,574+416.9% | $4,869+279.5% |
| Participant deferral / active EE | $5,827 | $4,270+36.5% | $3,712+57.0% | $5,287+10.2% |
| Admin fee / account holder | $19,425 | $6,645+192.3% | $5,333+264.2% | $10,133+91.7% |