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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,136 | $96,630+34.7% | $86,605+50.3% | $139,427-6.7% |
| Participation rate | 92.9% | 74.4%+18.5pp | 71.7%+21.2pp | 80.3%+12.5pp |
| Annual return | 7.90% | 106.48%-98.6pp | 591.39%-583.5pp | 373.27%-365.4pp |
| Employer contribution / active EE | $4,132 | $3,264+26.6% | $3,023+36.7% | $4,752-13.0% |
| Participant deferral / active EE | $4,169 | $4,836-13.8% | $4,438-6.1% | $6,711-37.9% |
| Admin fee / account holder | $338 | $6,405-94.7% | $5,611-94.0% | $11,404-97.0% |