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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,136 | $96,691+34.6% | $86,656+50.2% | $139,487-6.7% |
| Participation rate | 92.9% | 74.4%+18.4pp | 71.7%+21.2pp | 80.3%+12.5pp |
| Annual return | 7.90% | 106.87%-99.0pp | 593.09%-585.2pp | 373.84%-365.9pp |
| Employer contribution / active EE | $4,132 | $3,267+26.5% | $3,025+36.6% | $4,755-13.1% |
| Participant deferral / active EE | $4,169 | $4,838-13.8% | $4,439-6.1% | $6,713-37.9% |
| Admin fee / account holder | $338 | $6,414-94.7% | $5,619-94.0% | $11,407-97.0% |