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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,052 | $88,710+62.4% | $81,783+76.1% | $145,959-1.3% |
| Participation rate | 92.3% | 75.0%+17.3pp | 72.4%+20.0pp | 80.3%+12.0pp |
| Annual return | 6.51% | 1027.26%-1020.7pp | 775.05%-768.5pp | 561.95%-555.4pp |
| Employer contribution / active EE | $4,712 | $3,083+52.8% | $2,913+61.8% | $4,661+1.1% |
| Participant deferral / active EE | $4,736 | $4,645+2.0% | $4,320+9.6% | $6,689-29.2% |
| Admin fee / account holder | $3,346 | $8,407-60.2% | $7,380-54.7% | $13,398-75.0% |