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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,666 | $109,863+26.2% | $98,477+40.8% | $167,518-17.2% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 4.81% | 1958.09%-1953.3pp | 1493.59%-1488.8pp | 478.71%-473.9pp |
| Employer contribution / active EE | $4,916 | $3,225+52.4% | $2,961+66.1% | $4,838+1.6% |
| Participant deferral / active EE | $4,491 | $4,673-3.9% | $4,276+5.0% | $6,342-29.2% |
| Admin fee / account holder | $2,105 | $6,755-68.8% | $5,951-64.6% | $12,312-82.9% |