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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,666 | $109,905+26.2% | $98,506+40.8% | $167,553-17.2% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 4.81% | 1960.20%-1955.4pp | 1494.92%-1490.1pp | 478.89%-474.1pp |
| Employer contribution / active EE | $4,916 | $3,226+52.4% | $2,961+66.0% | $4,840+1.6% |
| Participant deferral / active EE | $4,491 | $4,674-3.9% | $4,277+5.0% | $6,343-29.2% |
| Admin fee / account holder | $2,105 | $6,760-68.9% | $5,955-64.6% | $12,316-82.9% |