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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,163 | $90,509-12.5% | $78,693+0.6% | $273,968-71.1% |
| Participation rate | 81.8% | 76.5%+5.3pp | 73.6%+8.3pp | 83.0%-1.2pp |
| Annual return | 3.62% | 75.61%-72.0pp | 62.18%-58.6pp | 41.45%-37.8pp |
| Employer contribution / active EE | $2,214 | $3,175-30.3% | $2,850-22.3% | $4,869-54.5% |
| Participant deferral / active EE | $2,402 | $3,901-38.4% | $3,517-31.7% | $5,287-54.6% |
| Admin fee / account holder | $6,903 | $5,264+31.1% | $4,511+53.0% | $10,132-31.9% |