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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,123 | $178,1740% | $156,181+14.0% | $137,256+29.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 10.13% | 84.19%-74.1pp | 64.87%-54.7pp | 220.34%-210.2pp |
| Employer contribution / active EE | $1,742 | $4,972-65.0% | $4,294-59.4% | $4,156-58.1% |
| Participant deferral / active EE | $3,110 | $6,888-54.8% | $6,132-49.3% | $6,407-51.5% |
| Admin fee / account holder | $4,194 | $17,404-75.9% | $14,586-71.2% | $12,270-65.8% |