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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,123 | $199,109-10.5% | $173,730+2.5% | $154,746+15.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 10.13% | 20.02%-9.9pp | 19.96%-9.8pp | 172.34%-162.2pp |
| Employer contribution / active EE | $1,742 | $5,311-67.2% | $4,577-61.9% | $4,379-60.2% |
| Participant deferral / active EE | $3,110 | $7,113-56.3% | $6,326-50.8% | $6,730-53.8% |
| Admin fee / account holder | $4,194 | $20,916-79.9% | $17,523-76.1% | $14,365-70.8% |