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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,758 | $131,835-69.1% | $108,582-62.5% | $273,972-85.1% |
| Participation rate | 92.3% | 83.5%+8.9pp | 79.6%+12.7pp | 83.0%+9.3pp |
| Annual return | 0.78% | -91.57%+92.4pp | -51.70%+52.5pp | 41.46%-40.7pp |
| Employer contribution / active EE | $2,954 | $4,913-39.9% | $3,758-21.4% | $4,869-39.3% |
| Participant deferral / active EE | $3,292 | $5,127-35.8% | $4,311-23.6% | $5,287-37.7% |
| Admin fee / account holder | $204,731 | $10,253+1896.9% | $7,645+2577.9% | $10,133+1920.5% |