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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,335 | $166,131-2.9% | $164,975-2.2% | $145,877+10.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 29.11% | 100.37%-71.3pp | 70.12%-41.0pp | 551.28%-522.2pp |
| Employer contribution / active EE | $2,508 | $5,276-52.5% | $4,343-42.3% | $4,663-46.2% |
| Participant deferral / active EE | $4,209 | $6,962-39.5% | $6,033-30.2% | $6,691-37.1% |
| Admin fee / account holder | $13,377 | $16,648-19.6% | $12,688+5.4% | $13,402-0.2% |