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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,992 | $86,938-4.5% | $102,423-19.0% | $80,925+2.6% |
| Participation rate | 60.4% | 72.4%-12.0pp | 76.5%-16.1pp | 67.7%-7.2pp |
| Annual return | 12.84% | 18.89%-6.1pp | 29.42%-16.6pp | 35.65%-22.8pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,811 | $4,120-7.5% | $5,054-24.6% | $4,299-11.4% |
| Admin fee / account holder | $8,589 | $8,053+6.7% | $9,455-9.2% | $6,940+23.8% |