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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,448 | $78,428+39.6% | $95,960+14.1% | $79,852+37.1% |
| Participation rate | 72.3% | 73.5%-1.2pp | 77.1%-4.7pp | 69.6%+2.7pp |
| Annual return | 10.98% | 19.37%-8.4pp | 91.63%-80.7pp | 31.72%-20.7pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,662 | $3,440+6.5% | $4,167-12.1% | $3,740-2.1% |
| Admin fee / account holder | $4,032 | $5,622-28.3% | $6,797-40.7% | $5,306-24.0% |