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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,420 | $71,878-10.4% | $86,698-25.7% | $68,486-5.9% |
| Participation rate | 60.0% | 72.2%-12.2pp | 76.6%-16.6pp | 67.9%-7.9pp |
| Annual return | -10.60% | 3.53%-14.1pp | 35.95%-46.6pp | -7.85%-2.7pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,489 | $3,779-7.7% | $4,656-25.1% | $4,028-13.4% |
| Admin fee / account holder | $44,015 | $6,113+620.1% | $7,493+487.5% | $5,404+714.5% |