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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,457 | $56,287+250.8% | $80,977+143.8% | $62,881+214.0% |
| Participation rate | 80.6% | 68.9%+11.6pp | 75.8%+4.7pp | 69.3%+11.3pp |
| Annual return | 4.12% | 22.13%-18.0pp | 17.11%-13.0pp | 20.14%-16.0pp |
| Employer contribution / active EE | $2,043 | $1,943+5.2% | $3,715-45.0% | $2,281-10.4% |
| Participant deferral / active EE | $7,848 | $4,196+87.1% | $5,696+37.8% | $3,203+145.0% |
| Admin fee / account holder | $13,765 | $3,742+267.9% | $5,517+149.5% | $4,296+220.4% |