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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,343 | $70,486+425.4% | $100,535+268.4% | $79,856+363.8% |
| Participation rate | 80.6% | 73.6%+7.0pp | 79.4%+1.2pp | 69.6%+11.0pp |
| Annual return | 25.05% | 21.90%+3.2pp | 30.90%-5.8pp | 31.71%-6.7pp |
| Employer contribution / active EE | $2,073 | $2,165-4.2% | $3,419-39.4% | $2,471-16.1% |
| Participant deferral / active EE | $7,829 | $5,182+51.1% | $6,271+24.8% | $3,741+109.3% |
| Admin fee / account holder | $11,190 | $4,480+149.8% | $8,085+38.4% | $5,306+110.9% |