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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,326 | $63,365+344.0% | $91,994+205.8% | $72,976+285.5% |
| Participation rate | 82.8% | 72.5%+10.2pp | 78.6%+4.1pp | 69.5%+13.3pp |
| Annual return | 24.52% | 35.35%-10.8pp | 69.04%-44.5pp | 81.02%-56.5pp |
| Employer contribution / active EE | $2,349 | $2,116+11.0% | $3,453-32.0% | $2,440-3.7% |
| Participant deferral / active EE | $8,362 | $4,883+71.2% | $5,924+41.2% | $3,608+131.8% |
| Admin fee / account holder | $23,325 | $4,670+399.5% | $7,744+201.2% | $5,124+355.2% |